1560 Bell Phipps Road, Monticello, KY 42633

$485,000
Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,177 Lot Size (sq. ft.): 108,900 Status: Active
Current Price: $485,000 List Date: 4/01/2026 Last Modified: 5/02/2026

Description

Square footage, garage and room count include primary residence and guest house. Guest house could be used as a mother-in-law suite, another residence or as an Airbnb for additional income. Located minutes from 2 concrete boat ramps on beautiful Lake Cumberland and close to Beaver Creek Marina on +/- 2.5 acres of secluded, wooded land. Primary residence features 12 ft. ceilings, crown molding, stained glass windows, custom built-ins and cabinets with lots of counter space, walk in pantry, steam room, laundry chute, spacious walk in main shower and built in primary bed with storage. Unfinished upper level with 12 ft. ceiling that could be finished for additional living space. Outside, enjoy: multilevel decks, 2 covered porches, screened-in room, sitting areas, fire pit and beautiful landscaping. Property has underground utilities and city water. The guest house (above the additional 3 car garage) features full kitchen, bath with walk in shower, living/king sleeping area, 2 built in window-twin beds and loft for additional sleeping space. Laundry and one-half bath are located in the lower 3-car garage. Call ASAP for your chance to own this one of a kind property.

Supplements: ********

Open Houses

Sunday, May 31, 2:00 pm - 4:00 pm

More Information MLS# 26006654

Listing Information

Comp Sale YN: No Property Sub Type: Single Family Residence

Address

Directions: From HWY 90, turn right onto HWY 1546. Travel approximately 3.5 miles, continue straight onto Murl Rd, turn right onto Bell Phipps Rd, continue to the end of road to the property on the right. Parcel Number: 014-00-00-009 County: Wayne Street Number: 1560 Street Name: Bell Phipps Street Suffix: Road State: KY Zip Code: 42633

Contract

Start Showing Date: 2026-04-01 Listing Agreement: Exclusive Right To Sell Occupant Type: Occupied Office Exclusive YN: No List Price/SqFt: 222.78 Current Price: $485,000 Original List Price: 485000 Status: Active Listing Contract Date: 2026-03-31 List Price: $485,000

Currently Not Used

List Price/Acre: 194000

Tax & Legal

Elementary School: Bell Middle Or Junior School: Wayne Co High School: Wayne Co Tax Rate: 0.94

Association/Community

Association YN: No

Interior

Living Area: 2177 Living Area Source: Public Records Bathrooms Half: 1 Above Grade Finished Area: 2177 Below Grade Finished Area: 0 Above Grade Unfinished Area: 0 Below Grade Unfinished Area: 0 Non-Compliant Total SqFt: 0 Basement YN: No Fireplace YN: Yes Fireplaces Total: 2 Bedrooms Total: 4 Bathrooms Total: 4 Bathrooms Full: 3

Parking Information

Garage YN: Yes Garage Spaces: 6 Carport YN: No

Building

Home Warranty YN: No Accessibility Features YN: No Year Built: 2014

Lot

Lot Size Source: Public Records Lot Size Acres: 2.5 Lot Size Square Feet: 108900 Pool Private YN: No View YN: Yes Waterfront YN: No Water Body Access YN: No Horse YN: Yes

Utilities

Cooling YN: Yes Heating YN: Yes Electricity Connected: 1 Propane: 1 Water Connected: 1

Remarks

Public Remarks: Square footage, garage and room count include primary residence and guest house. Guest house could be used as a mother-in-law suite, another residence or as an Airbnb for additional income. Located minutes from 2 concrete boat ramps on beautiful Lake Cumberland and close to Beaver Creek Marina on +/- 2.5 acres of secluded, wooded land. Primary residence features 12 ft. ceilings, crown molding, stained glass windows, custom built-ins and cabinets with lots of counter space, walk in pantry, steam room, laundry chute, spacious walk in main shower and built in primary bed with storage. Unfinished upper level with 12 ft. ceiling that could be finished for additional living space. Outside, enjoy: multilevel decks, 2 covered porches, screened-in room, sitting areas, fire pit and beautiful landscaping. Property has underground utilities and city water. The guest house (above the additional 3 car garage) features full kitchen, bath with walk in shower, living/king sleeping area, 2 built in window-twin beds and loft for additional sleeping space. Laundry and one-half bath are located in the lower 3-car garage. Call ASAP for your chance to own this one of a kind property.

Amenity Fee Details

Amenity Fee YN: No

Architectural Style

Colonial: 1

Attic Features

Access Only: 1 Pull-Down Stairs: 1

Basement

Crawl Space: 1

Construction Materials

Brick Veneer: 1 HardiPlank Type: 1

Cooling

Attic Fan: 1 Electric: 1 Heat Pump: 1

Exterior Features

Other: 1

Fireplace Features

Electric: 1 Free Standing: 1 Gas Log: 1 Living Room: 1 Propane: 1 Ventless: 1

Flooring

Carpet: 1 Hardwood: 1 Tile: 1

Foundation Details

Concrete Perimeter: 1

Heating

Electric: 1 Heat Pump: 1 Propane Tank Leased: 1

Horse Amenities

None: 1

Interior Features

Ceiling Fan(s): 1 Primary First Floor: 1 Walk-In Closet(s): 1

Laundry Features

Electric Dryer Hookup: 1 Main Level: 1 Washer Hookup: 1

Levels

One: 1

Lot Features

Secluded: 1 Wooded: 1

Other Structures

Guest House: 1 Shed(s): 1

Parking Features

Attached Garage: 1 Driveway: 1 Garage Door Opener: 1 Garage Faces Front: 1 Garage Faces Side: 1

Patio And Porch Details

Covered Patio: 1 Rear Patio: 1 Covered Porch: 1 Front Porch: 1

Patio And Porch Features

Deck: 1 Patio: 1 Porch: 1

Possession

Close Plus 30 Days: 1

Roof

Shingle: 1

Sewer

Septic Tank: 1

Structure Type

House: 1

View

Farm: 1 Lake: 1 Mountain(s): 1 Rural: 1 Trees/Woods: 1

Water Heater

Electric: 1

Water Source

Public: 1

Window Features

Blinds: 1 Screens: 1

Showing Requirements

Call Listing Agent: 1 Showing Service: 1

Showing Information

Showing Instructions: ShowingTime, Call/text listing agent.

Room Types

Bathroom 1: 1 Bathroom 1 Level: First Bathroom 2: 1 Bathroom 2 Level: First Bathroom 3: 1 Bathroom 3 Level: First Bedroom 2: 1 Bedroom 2 Level: First Bedroom 3: 1 Bedroom 3 Level: First Bedroom 4: 1 Bedroom 4 Level: First Dining Room: 1 Dining Room Level: First Kitchen: 1 Kitchen Level: First Living Room: 1 Living Room Level: First Other: 1 Other Level: First Primary Bedroom: 1 Primary Bedroom Level: First

Status Change Information

Status Change Timestamp: 2026-04-01

Tax Legal

MLS Area Major: 070 - Wayne County Subdivision Name: Rural High School District: Wayne County - 70

Property Features

Utilities: Electricity Connected; Propane; Water Connected; Electricity Connected; Propane; Water Connected Architectural Style: Colonial Attic Features: Access Only; Pull-Down Stairs Basement: Crawl Space Construction Materials: Brick Veneer; HardiPlank Type Cooling: Attic Fan; Electric; Heat Pump Exterior Features: Other Fireplace Features: Electric; Free Standing; Gas Log; Living Room; Propane; Ventless Flooring: Carpet; Hardwood; Tile Foundation Details: Concrete Perimeter Heating: Electric; Heat Pump; Propane Tank Leased Horse Amenities: None Interior Features: Ceiling Fan(s); Primary First Floor; Walk-In Closet(s) Laundry Features: Electric Dryer Hookup; Main Level; Washer Hookup Levels: One Lot Features: Secluded; Wooded Other Structures: Guest House; Shed(s) Parking Features: Attached Garage; Driveway; Garage Door Opener; Garage Faces Front; Garage Faces Side Patio And Porch Details: Covered Patio; Rear Patio; Covered Porch; Front Porch Patio And Porch Features: Deck; Patio; Porch Possession: Close Plus 30 Days Roof: Shingle Sewer: Septic Tank Structure Type: House View: Farm; Lake; Mountain(s); Rural; Trees/Woods Water Heater: Electric Water Source: Public Window Features: Blinds; Screens Showing Requirements: Call Listing Agent; Showing Service Room Types: Bathroom 1; Bathroom 2; Bathroom 3; Bedroom 2; Bedroom 3; Bedroom 4; Dining Room; Kitchen; Living Room; Other; Primary Bedroom

Room Information

Bathroom 1 Level: First Remarks: Primary Other Level: First Remarks: Walk in pantry Kitchen Level: First Remarks: Guest house Bedroom 4 Level: First Remarks: Guest house Bathroom 3 Level: First Remarks: Guest house Living Room Level: First Remarks: Guest house Kitchen Level: First Living Room Level: First Dining Room Level: First Primary Bedroom Level: First Bedroom 2 Level: First Bedroom 3 Level: First Bathroom 2 Level: First

Documents

Listing Office: Lake Cumberland Real Estate Professionals
Last Updated: May - 02 - 2026
Information deemed reliable but not guaranteed.
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