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642 N Shore Drive, Monticello, KY 42633
$379,000
Property Type:
Residential
Bedrooms:
4
Baths:
3
Square Footage:
2,600
Lot Size (sq. ft.):
38,333
Status:
Active
Current Price:
$379,000
List Date:
2/24/2026
Last Modified:
6/10/2026
Description
Welcome to your dream home in the prestigious Cumberland Shores gated community — where timeless craftsmanship meets year-round lake living. This stunning 4-bedroom, 3-bath custom brick home offers breathtaking, unobstructed views of the sparkling waters of Lake Cumberland all year long. Perfectly positioned to capture both sunrise serenity and golden evening reflections, this home blends elegance, comfort, and outdoor adventure. Boasting over 2,200 square feet (+/-) of thoughtfully designed living space, this home features rich hardwood floors that flow throughout the main living areas, adding warmth and sophistication. The spacious open-concept layout is perfect for entertaining, with generous living areas, abundant natural light, and picturesque lake views from multiple vantage points. The well-planned floor design includes four comfortable bedrooms and three full baths, offering ample space for family and guests alike. Step outside and take in peaceful mornings and relaxing evenings overlooking the water. A convenient walking path leads directly to the lake. For boating enthusiasts, you're just minutes from a nearby boat ramp, providing quick and easy access to endless days of fishing, cruising, and watersports. Located within the security and exclusivity of Cumberland Shores, this property offers privacy, scenic beauty, and the ultimate lake lifestyle — all while remaining conveniently close to local amenities. Whether you're searching for a full-time residence or the perfect lake retreat, this exceptional property delivers the very best of luxury living at Lake Cumberland. Call today to schedule a private showing!
Supplements: ********
More Information MLS# 26003358
Listing Information
Comp Sale YN: No
Property Sub Type: Single Family Residence
Address
Directions: From KY Hwy 90 turn onto W Ky Hwy 92 and go 1.5 miles, turn slightly right onto Hwy 789 and proceed 4 miles, turn right onto Denny Ridge Rd, go .2 mile, once inside the gate at Cumberland Shores Subdivision turn left onto Northshore Drive and go .6 mile. Home is located on the right with signs present.
Parcel Number: 036-10-01-046.00
County: Wayne
Street Number: 642
Street Direction Prefix: N
Street Name: Shore
Street Suffix: Drive
State: KY
Zip Code: 42633
Contract
Start Showing Date: 2026-02-24
Listing Agreement: Exclusive Right To Sell
Occupant Type: Occupied
Office Exclusive YN: No
List Price/SqFt: 145.77
Current Price: $379,000
Original List Price: 399000
Status: Active
Listing Contract Date: 2026-02-23
List Price: $379,000
Currently Not Used
List Price/Acre: 430681.82
Tax & Legal
Elementary School: Bell
Middle Or Junior School: Wayne Co
High School: Wayne Co
Tax Rate: 1
Association/Community
Association YN: Yes
Association Mandatory YN: Yes
Association Fee: 200
Association Fee Frequency: Annually
Interior
Living Area: 2600
Living Area Source: Public Records
Bathrooms Half: 0
Above Grade Finished Area: 1500
Below Grade Finished Area: 1100
Above Grade Unfinished Area: 0
Below Grade Unfinished Area: 750
Non-Compliant Total SqFt: 0
Basement YN: Yes
Fireplace YN: No
Bedrooms Total: 4
Bathrooms Total: 3
Bathrooms Full: 3
Parking Information
Garage YN: Yes
Garage Spaces: 1
Carport YN: No
Building
Accessibility Features YN: No
Year Built: 2011
Lot
Lot Size Source: Public Records
Lot Size Acres: 0.88
Lot Size Square Feet: 38332.8
Pool Private YN: No
View YN: Yes
Waterfront YN: Yes
Water Body Access YN: No
Water Body Name: Lake Cumberland
Horse YN: No
Utilities
Cooling YN: Yes
Heating YN: Yes
Electricity Available: 1
Remarks
Public Remarks: Welcome to your dream home in the prestigious Cumberland Shores gated community — where timeless craftsmanship meets year-round lake living. This stunning 4-bedroom, 3-bath custom brick home offers breathtaking, unobstructed views of the sparkling waters of Lake Cumberland all year long. Perfectly positioned to capture both sunrise serenity and golden evening reflections, this home blends elegance, comfort, and outdoor adventure. Boasting over 2,200 square feet (+/-) of thoughtfully designed living space, this home features rich hardwood floors that flow throughout the main living areas, adding warmth and sophistication. The spacious open-concept layout is perfect for entertaining, with generous living areas, abundant natural light, and picturesque lake views from multiple vantage points. The well-planned floor design includes four comfortable bedrooms and three full baths, offering ample space for family and guests alike. Step outside and take in peaceful mornings and relaxing evenings overlooking the water. A convenient walking path leads directly to the lake. For boating enthusiasts, you're just minutes from a nearby boat ramp, providing quick and easy access to endless days of fishing, cruising, and watersports. Located within the security and exclusivity of Cumberland Shores, this property offers privacy, scenic beauty, and the ultimate lake lifestyle — all while remaining conveniently close to local amenities. Whether you're searching for a full-time residence or the perfect lake retreat, this exceptional property delivers the very best of luxury living at Lake Cumberland. Call today to schedule a private showing!
Amenity Fee Details
Amenity Fee YN: No
Appliances
Microwave: 1
Range: 1
Refrigerator: 1
Association Amenities
None: 1
Association Fee Includes
Maintenance Grounds: 1
Construction Materials
Brick Veneer: 1
Cooling
Central Air: 1
Flooring
Carpet: 1
Hardwood: 1
Foundation Details
Concrete Perimeter: 1
Heating
Heat Pump: 1
Interior Features
Eat-in Kitchen: 1
Entrance Foyer: 1
Walk-In Closet(s): 1
Laundry Features
Electric Dryer Hookup: 1
Washer Hookup: 1
Levels
Two: 1
Other Equipment
Dehumidifier: 1
Parking Features
Basement: 1
Possession
Negotiable: 1
Roof
Shingle: 1
Sewer
Septic Tank: 1
Structure Type
House: 1
View
Lake: 1
Water Heater
Electric: 1
Water Source
Public: 1
Window Features
Blinds: 1
Showing Requirements
Call Listing Agent: 1
Call Listing Office: 1
Showing Information
Showing Instructions: Contact listing agent or listing office
Room Types
Bathroom 1: 1
Bathroom 1 Level: First
Bathroom 2: 1
Bathroom 2 Level: First
Bathroom 3: 1
Bathroom 3 Level: Lower
Bedroom 1: 1
Bedroom 1 Level: First
Bedroom 2: 1
Bedroom 2 Level: Lower
Bedroom 3: 1
Bedroom 3 Level: Lower
Foyer: 1
Foyer Level: First
Kitchen: 1
Kitchen Level: First
Living Room: 1
Living Room Level: Lower
Primary Bedroom: 1
Primary Bedroom Level: First
Status Change Information
Price Change Timestamp: 2026-06-10T20:53:55Z
Status Change Timestamp: 2026-02-24
Tax Legal
MLS Area Major: 070 - Wayne County
Subdivision Name: Cumberland Shores
High School District: Wayne County - 70
Property Features
Utilities: Electricity Available; Electricity Available
Appliances: Microwave; Range; Refrigerator
Association Amenities: None
Association Fee Includes: Maintenance Grounds
Construction Materials: Brick Veneer
Cooling: Central Air
Flooring: Carpet; Hardwood
Foundation Details: Concrete Perimeter
Heating: Heat Pump
Interior Features: Eat-in Kitchen; Entrance Foyer; Walk-In Closet(s)
Laundry Features: Electric Dryer Hookup; Washer Hookup
Levels: Two
Other Equipment: Dehumidifier
Parking Features: Basement
Possession: Negotiable
Roof: Shingle
Sewer: Septic Tank
Structure Type: House
View: Lake
Water Heater: Electric
Water Source: Public
Window Features: Blinds
Showing Requirements: Call Listing Agent; Call Listing Office
Room Types: Bathroom 1; Bathroom 2; Bathroom 3; Bedroom 1; Bedroom 2; Bedroom 3; Foyer; Kitchen; Living Room; Primary Bedroom
Room Information
Primary Bedroom
Level: First
Kitchen
Level: First
Bedroom 1
Level: First
Living Room
Level: First
Foyer
Level: First
Bathroom 1
Level: First
Bathroom 2
Level: First
Bathroom 3
Level: Lower
Bedroom 2
Level: Lower
Bedroom 3
Level: Lower
Living Room
Level: Lower
Listing Office:
No Wake Real Estate
Last Updated: June - 10 - 2026
Information deemed reliable but not guaranteed.


Sellers Disclosure Of Property Condition ›