642 N Shore Drive, Monticello, KY 42633

$379,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,600 Lot Size (sq. ft.): 38,333 Status: Active
Current Price: $379,000 List Date: 2/24/2026 Last Modified: 6/10/2026

Description

Welcome to your dream home in the prestigious Cumberland Shores gated community — where timeless craftsmanship meets year-round lake living. This stunning 4-bedroom, 3-bath custom brick home offers breathtaking, unobstructed views of the sparkling waters of Lake Cumberland all year long. Perfectly positioned to capture both sunrise serenity and golden evening reflections, this home blends elegance, comfort, and outdoor adventure. Boasting over 2,200 square feet (+/-) of thoughtfully designed living space, this home features rich hardwood floors that flow throughout the main living areas, adding warmth and sophistication. The spacious open-concept layout is perfect for entertaining, with generous living areas, abundant natural light, and picturesque lake views from multiple vantage points. The well-planned floor design includes four comfortable bedrooms and three full baths, offering ample space for family and guests alike. Step outside and take in peaceful mornings and relaxing evenings overlooking the water. A convenient walking path leads directly to the lake. For boating enthusiasts, you're just minutes from a nearby boat ramp, providing quick and easy access to endless days of fishing, cruising, and watersports. Located within the security and exclusivity of Cumberland Shores, this property offers privacy, scenic beauty, and the ultimate lake lifestyle — all while remaining conveniently close to local amenities. Whether you're searching for a full-time residence or the perfect lake retreat, this exceptional property delivers the very best of luxury living at Lake Cumberland. Call today to schedule a private showing!

Supplements: ********

More Information MLS# 26003358

Listing Information

Comp Sale YN: No Property Sub Type: Single Family Residence

Address

Directions: From KY Hwy 90 turn onto W Ky Hwy 92 and go 1.5 miles, turn slightly right onto Hwy 789 and proceed 4 miles, turn right onto Denny Ridge Rd, go .2 mile, once inside the gate at Cumberland Shores Subdivision turn left onto Northshore Drive and go .6 mile. Home is located on the right with signs present. Parcel Number: 036-10-01-046.00 County: Wayne Street Number: 642 Street Direction Prefix: N Street Name: Shore Street Suffix: Drive State: KY Zip Code: 42633

Contract

Start Showing Date: 2026-02-24 Listing Agreement: Exclusive Right To Sell Occupant Type: Occupied Office Exclusive YN: No List Price/SqFt: 145.77 Current Price: $379,000 Original List Price: 399000 Status: Active Listing Contract Date: 2026-02-23 List Price: $379,000

Currently Not Used

List Price/Acre: 430681.82

Tax & Legal

Elementary School: Bell Middle Or Junior School: Wayne Co High School: Wayne Co Tax Rate: 1

Association/Community

Association YN: Yes Association Mandatory YN: Yes Association Fee: 200 Association Fee Frequency: Annually

Interior

Living Area: 2600 Living Area Source: Public Records Bathrooms Half: 0 Above Grade Finished Area: 1500 Below Grade Finished Area: 1100 Above Grade Unfinished Area: 0 Below Grade Unfinished Area: 750 Non-Compliant Total SqFt: 0 Basement YN: Yes Fireplace YN: No Bedrooms Total: 4 Bathrooms Total: 3 Bathrooms Full: 3

Parking Information

Garage YN: Yes Garage Spaces: 1 Carport YN: No

Building

Accessibility Features YN: No Year Built: 2011

Lot

Lot Size Source: Public Records Lot Size Acres: 0.88 Lot Size Square Feet: 38332.8 Pool Private YN: No View YN: Yes Waterfront YN: Yes Water Body Access YN: No Water Body Name: Lake Cumberland Horse YN: No

Utilities

Cooling YN: Yes Heating YN: Yes Electricity Available: 1

Remarks

Public Remarks: Welcome to your dream home in the prestigious Cumberland Shores gated community — where timeless craftsmanship meets year-round lake living. This stunning 4-bedroom, 3-bath custom brick home offers breathtaking, unobstructed views of the sparkling waters of Lake Cumberland all year long. Perfectly positioned to capture both sunrise serenity and golden evening reflections, this home blends elegance, comfort, and outdoor adventure. Boasting over 2,200 square feet (+/-) of thoughtfully designed living space, this home features rich hardwood floors that flow throughout the main living areas, adding warmth and sophistication. The spacious open-concept layout is perfect for entertaining, with generous living areas, abundant natural light, and picturesque lake views from multiple vantage points. The well-planned floor design includes four comfortable bedrooms and three full baths, offering ample space for family and guests alike. Step outside and take in peaceful mornings and relaxing evenings overlooking the water. A convenient walking path leads directly to the lake. For boating enthusiasts, you're just minutes from a nearby boat ramp, providing quick and easy access to endless days of fishing, cruising, and watersports. Located within the security and exclusivity of Cumberland Shores, this property offers privacy, scenic beauty, and the ultimate lake lifestyle — all while remaining conveniently close to local amenities. Whether you're searching for a full-time residence or the perfect lake retreat, this exceptional property delivers the very best of luxury living at Lake Cumberland. Call today to schedule a private showing!

Amenity Fee Details

Amenity Fee YN: No

Appliances

Microwave: 1 Range: 1 Refrigerator: 1

Association Amenities

None: 1

Association Fee Includes

Maintenance Grounds: 1

Construction Materials

Brick Veneer: 1

Cooling

Central Air: 1

Flooring

Carpet: 1 Hardwood: 1

Foundation Details

Concrete Perimeter: 1

Heating

Heat Pump: 1

Interior Features

Eat-in Kitchen: 1 Entrance Foyer: 1 Walk-In Closet(s): 1

Laundry Features

Electric Dryer Hookup: 1 Washer Hookup: 1

Levels

Two: 1

Other Equipment

Dehumidifier: 1

Parking Features

Basement: 1

Possession

Negotiable: 1

Roof

Shingle: 1

Sewer

Septic Tank: 1

Structure Type

House: 1

View

Lake: 1

Water Heater

Electric: 1

Water Source

Public: 1

Window Features

Blinds: 1

Showing Requirements

Call Listing Agent: 1 Call Listing Office: 1

Showing Information

Showing Instructions: Contact listing agent or listing office

Room Types

Bathroom 1: 1 Bathroom 1 Level: First Bathroom 2: 1 Bathroom 2 Level: First Bathroom 3: 1 Bathroom 3 Level: Lower Bedroom 1: 1 Bedroom 1 Level: First Bedroom 2: 1 Bedroom 2 Level: Lower Bedroom 3: 1 Bedroom 3 Level: Lower Foyer: 1 Foyer Level: First Kitchen: 1 Kitchen Level: First Living Room: 1 Living Room Level: Lower Primary Bedroom: 1 Primary Bedroom Level: First

Status Change Information

Price Change Timestamp: 2026-06-10T20:53:55Z Status Change Timestamp: 2026-02-24

Tax Legal

MLS Area Major: 070 - Wayne County Subdivision Name: Cumberland Shores High School District: Wayne County - 70

Property Features

Utilities: Electricity Available; Electricity Available Appliances: Microwave; Range; Refrigerator Association Amenities: None Association Fee Includes: Maintenance Grounds Construction Materials: Brick Veneer Cooling: Central Air Flooring: Carpet; Hardwood Foundation Details: Concrete Perimeter Heating: Heat Pump Interior Features: Eat-in Kitchen; Entrance Foyer; Walk-In Closet(s) Laundry Features: Electric Dryer Hookup; Washer Hookup Levels: Two Other Equipment: Dehumidifier Parking Features: Basement Possession: Negotiable Roof: Shingle Sewer: Septic Tank Structure Type: House View: Lake Water Heater: Electric Water Source: Public Window Features: Blinds Showing Requirements: Call Listing Agent; Call Listing Office Room Types: Bathroom 1; Bathroom 2; Bathroom 3; Bedroom 1; Bedroom 2; Bedroom 3; Foyer; Kitchen; Living Room; Primary Bedroom

Room Information

Primary Bedroom Level: First Kitchen Level: First Bedroom 1 Level: First Living Room Level: First Foyer Level: First Bathroom 1 Level: First Bathroom 2 Level: First Bathroom 3 Level: Lower Bedroom 2 Level: Lower Bedroom 3 Level: Lower Living Room Level: Lower
Listing Office: No Wake Real Estate
Last Updated: June - 10 - 2026
Information deemed reliable but not guaranteed.